GOLD LOAN SERVICE
Gold has its own power since ancient times. Having gold itself can increase your financial capacity in many ways of which one is Gold Loan in India. BRITSI can help you right from applying gold loan application to disbursal in your KYC account designated throughout loan process in various Bank/NBFC. GoldLoans offers a host of benefits and features to cater to your needs as it is a secured and easy way to manage funds externally. You can avail loan amount from a plethora of Banks/NBFC’s available in PAN INDIA. You can avail this free service by us whenever you are in need. This service is free of cost to our customers across PAN INDIA. BRITSI has expertise in managing Gold Loan applications through our banking partners in India.
ELIGIBILITY CRITERIA FOR GOLD LOAN APPLICATION:
- Indian resident with CIBIL score above 700
- Should have steady income through job or registered business
- Should have income above 10000 per month.
- Should have AADAHR and PAN card along with address proof.
Should have gold to mortgage in Bank/NBFC
DOCUMENTS REQUIRED FOR PROCESSING GOLD LOAN APPLICATION:
- AADHAR Card, PAN Card, Address Proof (DL/PP/etc.) of applicant.
- Income proof (Salary Slip) in case of salaried professional.
- Business proof (TL/SL/GUMASTA/GST/MSME/CIN/PAN) in case of self-employed professional.
- Banking statement of last 1 year of applicant in case of salaried professional.
- Banking statement of last 1 year of applicant and business in case of self-employed professional.
- ITR of last 2 years in case of applicant is self-employed professional.
- FORM-16 of last 2 years in case of applicant is salaried professional.
- Loan Account Statements if any actively running in name of applicant
- Credit card statements if any actively running in name of applicant.
- NOC (No Objection Certificates) or Closing Letters for loan(s)/credit card(s) which are active/closed as of date.
Gold to deposit in Bank/NBFC under loan application.
BANK/NBFC PROCESS OF PERSONAL GOLD APPLICATION:
- Customer will provide all required documents and details.
- Company will prepare and submit Loan application with customer documents and details.
- Bank/NBFC will process customer application to validate details and documents.
- Application will be passed on to credit evaluation team post documents validation.
- Customer will be notified about final decision of their respective Loan application.
