MICRO LOAN SERVICE
BRITSI can help you right from applying micro loan application to disbursal in your KYC account designated throughout loan process in various Bank/NBFC. MicroLoans offers a host of benefits and features to cater to your needs in case of emergency. You can avail loan amount from a plethora of Banks/NBFC’s available in PAN INDIA. You can avail this free service by us whenever you are in need. This service is free of cost to our customers across PAN INDIA. BRITSI has expertise in managing Personal Loan applications through our banking partners in India. Micro loan stands for only salaried professionals serving their small needs up to 50,000 INR for short term duration based on EMI.
ELIGIBILITY CRITERIA FOR MICRO LOAN APPLICATION:
- Indian resident with CIBIL score above 650
- Should have steady income through job.
- Should have income above 5000 per month.
- Should have AADAHR and PAN card along with address proof.
DOCUMENTS REQUIRED FOR PROCESSING PERSONAL LOAN APPLICATION:
- AADHAR Card, PAN Card, Address Proof (DL/PP/etc.) of applicant.
- Income proof (Salary Slip) in case of salaried professional.
- Banking statement of last 1 year of applicant in case of salaried professional.
- Loan Account Statements if any actively running in name of applicant
- Credit card statements if any actively running in name of applicant.
- NOC (No Objection Certificates) or Closing Letters for loan(s)/credit card(s) which are active/closed as of date.
BANK/NBFC PROCESS OF PERSONAL LOAN APPLICATION:
- Customer will provide all required documents and details.
- Company will prepare and submit Loan application with customer documents and details.
- Bank/NBFC will process customer application to validate details and documents.
- Application will be passed on to credit evaluation team post documents validation.
- Customer will be notified about final decision of their respective Loan application.
